:root{
  --vermelho:#005BFC;--vermelho-escuro:#0048CC;--vermelho-claro:#E7EFFF;
  --preto:#0B1220;--grafite:#0A2A6B;--cinza:#4B5567;--cinza-claro:#F3F6FB;
  --borda:#E3E8F0;--branco:#FFF;--wpp:#25D366;--raio:16px;
  --sombra:0 12px 34px rgba(6,26,69,.10);
}
*{margin:0;padding:0;box-sizing:border-box;font-family:'Instrument Sans','Segoe UI',system-ui,-apple-system,Roboto,Arial,sans-serif}
body{color:var(--preto);background:var(--branco);line-height:1.6}
img{max-width:100%;display:block}
a{text-decoration:none;color:inherit}
section{padding:76px 5%}
h2{font-size:clamp(1.6rem,3.4vw,2.3rem);line-height:1.2;margin-bottom:12px}
.sub{color:var(--cinza);max-width:660px;margin:0 auto 44px;text-align:center}
.tag{display:inline-block;background:var(--vermelho-claro);color:var(--vermelho);font-weight:700;font-size:.78rem;letter-spacing:.08em;text-transform:uppercase;padding:6px 14px;border-radius:99px;margin-bottom:14px}
.center{text-align:center}
.wrap{max-width:1180px;margin:0 auto}

/* Botões */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;font-weight:700;font-size:1rem;padding:15px 30px;border-radius:99px;transition:.25s;cursor:pointer;border:none}
.btn-vermelho{background:var(--vermelho);color:#fff;box-shadow:0 8px 24px rgba(0,91,252,.32)}
.btn-vermelho:hover{background:var(--vermelho-escuro);transform:translateY(-2px)}
.btn-wpp{background:var(--wpp);color:#fff;box-shadow:0 8px 24px rgba(37,211,102,.32)}
.btn-wpp:hover{filter:brightness(.92);transform:translateY(-2px)}
.btn-ghost{background:transparent;color:#fff;border:2px solid rgba(255,255,255,.55)}
.btn-ghost:hover{background:rgba(255,255,255,.12)}

/* Logo */
.marca{display:flex;align-items:center;gap:12px}
.marca-box{width:46px;height:46px;border-radius:10px;background:#005BFC;display:flex;align-items:center;justify-content:center;flex-shrink:0;overflow:hidden}
.marca-box img{width:100%;height:100%;object-fit:cover}
.marca-txt{line-height:1.12;color:#fff}
.marca-txt strong{display:block;font-size:1.05rem}
.marca-txt span{font-size:.74rem;opacity:.85}

/* Header */
header{position:sticky;top:0;z-index:60;background:rgba(6,26,69,.97);backdrop-filter:blur(8px);padding:13px 5%;display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid rgba(255,255,255,.08)}
nav{display:flex;gap:22px;align-items:center}
nav a{color:#EDEDEF;font-weight:600;font-size:.92rem;opacity:.9}
nav a:hover{opacity:1;color:#fff}
nav a.ativo{color:#8FB3FF;opacity:1}
.header-cta{background:var(--vermelho);color:#fff !important;font-weight:700;padding:11px 24px;border-radius:99px;font-size:.9rem;transition:.2s;opacity:1 !important}
.header-cta:hover{background:var(--vermelho-escuro)}

/* Menu mobile */
.hamburguer{display:none;background:none;border:0;cursor:pointer;padding:8px;margin-left:6px}
.hamburguer span{display:block;width:24px;height:2px;background:#fff;margin:5px 0;transition:.25s;border-radius:2px}
.hamburguer.on span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.hamburguer.on span:nth-child(2){opacity:0}
.hamburguer.on span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
@media(max-width:980px){
  .hamburguer{display:block}
  nav{position:fixed;top:72px;left:0;right:0;background:rgba(6,26,69,.985);backdrop-filter:blur(10px);
      flex-direction:column;align-items:stretch;gap:0;padding:8px 5% 22px;
      border-bottom:1px solid rgba(255,255,255,.1);
      max-height:0;overflow:hidden;opacity:0;pointer-events:none;transition:.28s}
  nav.aberto{max-height:80vh;opacity:1;pointer-events:auto;overflow:auto}
  nav a{padding:14px 0;border-bottom:1px solid rgba(255,255,255,.07);font-size:1rem}
  nav .header-cta{text-align:center;margin-top:16px;border-bottom:0}
}

/* Hero home */
.hero{position:relative;color:#fff;padding:88px 5% 96px;background:linear-gradient(100deg,rgba(6,26,69,.94) 0%,rgba(6,26,69,.82) 42%,rgba(158,21,29,.72) 100%),url('fotos/1522071820081-009f0129c71c.jpg') center/cover no-repeat}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center;max-width:1180px;margin:0 auto}
.hero h1{font-size:clamp(1.9rem,4.1vw,3rem);line-height:1.14;margin-bottom:18px}
.hero h1 span{color:#8FB3FF}
.hero p{font-size:1.08rem;opacity:.94;margin-bottom:28px;max-width:520px}
.hero-badges{display:flex;gap:20px;flex-wrap:wrap;margin-top:34px}
.hero-badge{display:flex;align-items:center;gap:8px;font-size:.86rem;font-weight:600}
.hero-badge svg{width:17px;height:17px;flex-shrink:0;fill:#8FB3FF}
@media(max-width:940px){.hero-grid{grid-template-columns:1fr}}

/* Hero páginas internas */
.page-hero{position:relative;color:#fff;padding:96px 5%;background-size:cover;background-position:center}
.page-hero h1{font-size:clamp(1.9rem,4vw,2.9rem);line-height:1.15;margin-bottom:16px;max-width:640px}
.page-hero p{font-size:1.06rem;opacity:.93;max-width:560px;margin-bottom:28px}
.crumb{font-size:.82rem;opacity:.85;margin-bottom:18px}
.crumb a{color:inherit}
.crumb a:hover{text-decoration:underline}

/* Formulário */
.form-card{background:#fff;color:var(--preto);border-radius:var(--raio);padding:30px;box-shadow:0 26px 64px rgba(0,0,0,.35)}
.form-card h3{font-size:1.22rem;margin-bottom:4px}
.form-card .fc-sub{font-size:.88rem;color:var(--cinza);margin-bottom:18px}
.campo{margin-bottom:13px}
.campo label{display:block;font-size:.8rem;font-weight:700;color:var(--grafite);margin-bottom:5px}
.campo input,.campo select{width:100%;padding:12px 14px;border:1.5px solid var(--borda);border-radius:10px;font-size:.95rem;background:#fff;color:var(--preto);transition:.2s}
.campo input:focus,.campo select:focus{outline:none;border-color:var(--vermelho)}
.campo input.erro{border-color:#C42B1C;background:#F3F6FB}
.linha2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.faixa-slider{display:flex;justify-content:space-between;font-size:.78rem;color:var(--cinza);font-weight:600;margin-bottom:4px}
.credito-num{font-size:1.45rem;font-weight:700;color:var(--vermelho);margin-bottom:6px}
input[type=range]{width:100%;accent-color:var(--vermelho);cursor:pointer;margin-bottom:10px}
.parcela-box{background:var(--cinza-claro);border-radius:10px;padding:12px 16px;display:flex;justify-content:space-between;align-items:center;margin:6px 0 16px}
.parcela-box .rot{font-size:.76rem;color:var(--cinza);font-weight:700}
.parcela-box .val{font-size:1.3rem;font-weight:700}
.parcela-box .prz{font-size:.75rem;color:var(--cinza)}
.form-card .btn{width:100%}
.fc-obs{font-size:.7rem;color:var(--cinza);margin-top:10px;text-align:center}
.fc-priv{font-size:.7rem;color:var(--cinza);margin-top:6px;text-align:center}
.fc-priv a{color:var(--vermelho);font-weight:600}

/* Faixa números */
.faixa{background:var(--preto);color:#fff;display:flex;justify-content:center;gap:58px;flex-wrap:wrap;padding:34px 5%}
.faixa div{text-align:center}
.faixa strong{display:block;font-size:1.65rem}
.faixa span{font-size:.8rem;opacity:.7;text-transform:uppercase;letter-spacing:.06em}

/* Lado a lado */
.sobre{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center;max-width:1180px;margin:0 auto}
.sobre img{border-radius:var(--raio);box-shadow:var(--sombra);aspect-ratio:4/3;object-fit:cover}
.sobre ul{list-style:none;margin:20px 0 26px}
.sobre li{display:flex;gap:12px;align-items:flex-start;padding:8px 0;font-size:.97rem;color:var(--grafite)}
.sobre li svg{width:20px;height:20px;flex-shrink:0;fill:var(--vermelho);margin-top:3px}
@media(max-width:880px){.sobre{grid-template-columns:1fr}}

/* Produtos */
.prod-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(255px,1fr));gap:24px;max-width:1180px;margin:0 auto}
.prod{background:#fff;border-radius:var(--raio);overflow:hidden;border:1px solid var(--borda);box-shadow:var(--sombra);display:flex;flex-direction:column;transition:.25s}
.prod:hover{transform:translateY(-6px)}
.prod .foto{height:170px;background-size:cover;background-position:center;position:relative;display:block}
.prod .foto::after{content:'';position:absolute;inset:0;background:linear-gradient(180deg,transparent 40%,rgba(6,26,69,.55))}
.prod .corpo{padding:24px;display:flex;flex-direction:column;flex:1}
.prod h3{font-size:1.12rem;margin-bottom:6px}
.prod p{font-size:.9rem;color:var(--cinza);flex:1;margin-bottom:16px}
.prod .link{color:var(--vermelho);font-weight:700;font-size:.9rem}
.prod .link:hover{text-decoration:underline}

/* Vantagens */
.vant{background:var(--preto);color:#fff}
.vant-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:22px;max-width:1180px;margin:0 auto}
.vant-card{background:var(--grafite);border:1px solid rgba(255,255,255,.09);border-radius:var(--raio);padding:28px 24px}
.vant-card .vic{width:48px;height:48px;border-radius:12px;background:rgba(0,91,252,.18);display:flex;align-items:center;justify-content:center;margin-bottom:16px}
.vant-card .vic svg{width:26px;height:26px;fill:#8FB3FF}
.vant-card h3{font-size:1.05rem;margin-bottom:8px}
.vant-card p{font-size:.88rem;opacity:.78}

/* Passos */
.passos{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:22px;max-width:1180px;margin:0 auto}
.passo{background:#fff;border-radius:var(--raio);padding:28px 24px;box-shadow:var(--sombra);border-top:4px solid var(--vermelho)}
.passo .num{font-size:2rem;font-weight:700;color:var(--vermelho);opacity:.35;line-height:1;margin-bottom:10px}
.passo h3{font-size:1.02rem;margin-bottom:8px}
.passo p{font-size:.88rem;color:var(--cinza)}

/* Depoimentos */
.depo-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:22px;max-width:1180px;margin:0 auto}
.depo{background:#fff;border:1px solid var(--borda);border-radius:var(--raio);padding:26px;box-shadow:var(--sombra);text-align:left}
.depo .estrelas{color:#F5A623;letter-spacing:2px;margin-bottom:10px}
.depo p{font-size:.93rem;color:var(--cinza);font-style:italic;margin-bottom:16px}
.depo .autor{display:flex;align-items:center;gap:11px}
.depo .avatar{width:42px;height:42px;border-radius:50%;background:var(--vermelho-claro);color:var(--vermelho);font-weight:700;display:flex;align-items:center;justify-content:center}
.depo .autor strong{display:block;font-size:.9rem;color:var(--preto)}
.depo .autor span{font-size:.78rem;color:var(--cinza)}

/* Blog */
.blog{background:var(--cinza-claro)}
.blog-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:24px;max-width:1180px;margin:0 auto 36px}
.post{background:#fff;border-radius:var(--raio);overflow:hidden;border:1px solid var(--borda);box-shadow:var(--sombra);display:flex;flex-direction:column;transition:.25s;text-align:left}
.post:hover{transform:translateY(-6px)}
.post .thumb{height:180px;background-size:cover;background-position:center;display:block}
.post .corpo{padding:22px 24px 26px;display:flex;flex-direction:column;flex:1}
.post .cat{font-size:.72rem;font-weight:700;color:var(--vermelho);text-transform:uppercase;letter-spacing:.08em;margin-bottom:8px}
.post h3{font-size:1.08rem;line-height:1.35;margin-bottom:8px}
.post h3 a:hover{color:var(--vermelho)}
.post p{font-size:.88rem;color:var(--cinza);flex:1;margin-bottom:14px}
.post .meta{font-size:.76rem;color:var(--cinza);display:flex;justify-content:space-between;align-items:center}
.post .meta a{color:var(--vermelho);font-weight:700}
.post .meta a:hover{text-decoration:underline}

/* Artigo */
.artigo{max-width:760px;margin:0 auto;padding:64px 5% 80px}
.artigo .cat{font-size:.76rem;font-weight:700;color:var(--vermelho);text-transform:uppercase;letter-spacing:.08em;margin-bottom:10px}
.artigo h1{font-size:clamp(1.7rem,3.6vw,2.5rem);line-height:1.2;margin-bottom:14px}
.artigo .meta{font-size:.85rem;color:var(--cinza);margin-bottom:28px}
.artigo .capa{border-radius:var(--raio);margin-bottom:34px;aspect-ratio:16/8;object-fit:cover;width:100%}
.artigo h2{font-size:1.4rem;margin:34px 0 12px}
.artigo p{margin-bottom:16px;color:#0A2A6B;font-size:1.02rem}
.artigo ul,.artigo ol{margin:0 0 16px 22px;color:#0A2A6B;font-size:1.02rem}
.artigo li{margin-bottom:8px}
.artigo table{width:100%;border-collapse:collapse;margin:20px 0 26px;font-size:.95rem}
.artigo th,.artigo td{border:1px solid var(--borda);padding:11px 14px;text-align:left}
.artigo th{background:var(--cinza-claro);font-weight:700}
.artigo .destaque{background:var(--vermelho-claro);border-left:4px solid var(--vermelho);border-radius:0 12px 12px 0;padding:18px 22px;margin:24px 0;font-size:.98rem}
.artigo .crumb{color:var(--cinza)}
.artigo .crumb a{color:var(--vermelho)}
.cta-box{background:var(--preto);color:#fff;border-radius:var(--raio);padding:34px;text-align:center;margin-top:44px}
.cta-box h3{font-size:1.3rem;margin-bottom:8px}
.cta-box p{color:rgba(255,255,255,.75);margin-bottom:20px}

/* Página de produto */
.beneficios{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:22px;max-width:1180px;margin:0 auto}
.beneficio{background:#fff;border:1px solid var(--borda);border-radius:var(--raio);padding:26px;box-shadow:var(--sombra)}
.beneficio h3{font-size:1.02rem;margin-bottom:8px;color:var(--preto)}
.beneficio p{font-size:.89rem;color:var(--cinza)}
.beneficio .bic{width:44px;height:44px;border-radius:12px;background:var(--vermelho-claro);display:flex;align-items:center;justify-content:center;margin-bottom:14px}
.beneficio .bic svg{width:24px;height:24px;fill:var(--vermelho)}
.info-bloco{max-width:820px;margin:0 auto 34px}
.info-bloco h2{margin-bottom:10px}
.info-bloco p{color:var(--cinza)}

/* FAQ */
.faq-lista{max-width:820px;margin:0 auto}
details{background:#fff;border:1px solid var(--borda);border-radius:12px;margin-bottom:12px;box-shadow:var(--sombra);overflow:hidden}
summary{padding:19px 24px;font-weight:700;cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:16px}
summary::-webkit-details-marker{display:none}
summary::after{content:'+';font-size:1.4rem;color:var(--vermelho);font-weight:400;transition:.2s}
details[open] summary::after{transform:rotate(45deg)}
details .resp{padding:0 24px 20px;color:var(--cinza);font-size:.94rem}

/* CTA final */
.cta-final{position:relative;color:#fff;text-align:center;background:linear-gradient(rgba(6,26,69,.88),rgba(158,21,29,.82)),url('fotos/1494905998402-395d579af36f.jpg') center/cover no-repeat}
.cta-final p{opacity:.9;max-width:560px;margin:0 auto 30px}

/* Footer */
footer{background:var(--preto);color:#B7C6E4;padding:56px 5% 30px;font-size:.85rem}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:36px;max-width:1180px;margin:0 auto 40px}
.foot-grid h4{color:#fff;font-size:.92rem;margin-bottom:13px}
.foot-grid a{display:block;padding:4px 0}
.foot-grid a:hover{color:#fff}
.legal{max-width:1180px;margin:0 auto;border-top:1px solid #1D3A78;padding-top:22px;font-size:.74rem;line-height:1.7}
@media(max-width:860px){.foot-grid{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.foot-grid{grid-template-columns:1fr}}

/* WhatsApp flutuante */
.wpp-float{position:fixed;bottom:22px;right:22px;z-index:99;width:60px;height:60px;border-radius:50%;background:var(--wpp);display:flex;align-items:center;justify-content:center;box-shadow:0 8px 28px rgba(37,211,102,.5);animation:pulso 2.2s infinite}
.wpp-float svg{width:32px;height:32px;fill:#fff}
@keyframes pulso{0%{box-shadow:0 0 0 0 rgba(37,211,102,.5)}70%{box-shadow:0 0 0 16px rgba(37,211,102,0)}100%{box-shadow:0 0 0 0 rgba(37,211,102,0)}}

/* Toast */
.toast{position:fixed;left:50%;bottom:28px;transform:translateX(-50%) translateY(120px);background:#005BFC;color:#fff;font-weight:700;padding:14px 26px;border-radius:99px;box-shadow:0 10px 30px rgba(0,0,0,.3);transition:.4s;z-index:100;font-size:.92rem}
.toast.on{transform:translateX(-50%) translateY(0)}

/* Ajustes de navegacao real */
html{scroll-behavior:smooth}
#form-sim{scroll-margin-top:100px}
:focus-visible{outline:3px solid #8FB3FF;outline-offset:2px}
.skip{position:absolute;left:-9999px;top:0;background:#fff;color:#0B1220;padding:10px 16px;z-index:200}
.skip:focus{left:8px;top:8px}

/* ============ Página de simulação (simular.html) ============ */
.q-hero{color:#fff;padding:56px 5% 120px;background:linear-gradient(100deg,rgba(6,26,69,.95) 0%,rgba(6,26,69,.84) 45%,rgba(158,21,29,.78) 100%),url('fotos/1570129477492-45c003edd2be.jpg') center/cover no-repeat}
.q-hero h1{font-size:clamp(1.8rem,3.8vw,2.7rem);line-height:1.15;margin-bottom:12px;max-width:680px}
.q-hero h1 span{color:#8FB3FF}
.q-hero p{opacity:.92;max-width:600px;font-size:1.04rem}
.q-sec{padding:0 5% 76px;margin-top:-84px}
.q-grid{display:grid;grid-template-columns:1.45fr .85fr;gap:28px;max-width:1180px;margin:0 auto;align-items:start}
.q-card{background:#fff;border-radius:var(--raio);box-shadow:0 26px 64px rgba(0,0,0,.18);padding:34px;scroll-margin-top:96px;position:relative}
.q-passos{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-bottom:12px}
.q-passo{display:flex;align-items:center;gap:8px;font-size:.84rem;font-weight:700;color:var(--cinza)}
.q-passo b{width:28px;height:28px;border-radius:50%;display:flex;align-items:center;justify-content:center;background:var(--cinza-claro);color:var(--cinza);font-size:.85rem;flex-shrink:0;transition:.25s}
.q-passo.on b{background:var(--vermelho);color:#fff}
.q-passo.atual{color:var(--preto)}
.q-progresso{height:6px;background:var(--cinza-claro);border-radius:99px;overflow:hidden;margin-bottom:28px}
#q-barra{height:100%;width:33%;background:var(--vermelho);border-radius:99px;transition:width .35s}
.q-etapa{border:0;min-width:0}
.q-titulo{font-size:1.4rem;font-weight:700;margin-bottom:18px;padding:0}
.q-rot{font-size:.8rem;font-weight:700;color:var(--grafite);margin-bottom:8px}
.q-opcoes{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-bottom:8px}
.q-opcoes-3{grid-template-columns:repeat(3,1fr)}
.q-opcao{position:relative;cursor:pointer}
.q-opcao input{position:absolute;opacity:0;pointer-events:none}
.q-op-in{display:flex;flex-direction:column;align-items:center;text-align:center;gap:6px;height:100%;padding:18px 10px;border:1.5px solid var(--borda);border-radius:14px;transition:.2s;background:#fff}
.q-op-in svg{width:34px;height:34px;fill:var(--cinza);transition:.2s}
.q-op-in strong{font-size:.98rem}
.q-op-in small{font-size:.74rem;color:var(--cinza);line-height:1.35}
.q-opcao:hover .q-op-in{border-color:#8FB3FF}
.q-opcao input:checked + .q-op-in{border-color:var(--vermelho);background:var(--vermelho-claro);box-shadow:0 0 0 3px rgba(0,91,252,.12)}
.q-opcao input:checked + .q-op-in svg{fill:var(--vermelho)}
.q-opcao input:focus-visible + .q-op-in{outline:3px solid #8FB3FF;outline-offset:2px}
.q-mini .q-op-in{padding:14px 8px}
.q-mini .q-op-in strong{font-size:.9rem}
.q-valor-campo{margin-top:18px}
.campo input.q-valor{font-size:1.6rem;font-weight:700;color:var(--vermelho);padding:10px 14px;margin-bottom:10px}
.q-dica{font-size:.84rem;color:var(--cinza);background:var(--cinza-claro);border-radius:10px;padding:10px 14px;margin-top:6px}
.q-dica strong{color:var(--preto)}
.campo textarea{width:100%;padding:12px 14px;border:1.5px solid var(--borda);border-radius:10px;font-size:.95rem;resize:vertical;min-height:92px;color:var(--preto);font-family:inherit;transition:.2s}
.campo textarea:focus{outline:none;border-color:var(--vermelho)}
.q-sugestoes{display:flex;gap:8px;flex-wrap:wrap;margin-top:8px}
.q-sugestoes:not(:empty)::before{content:'Sugestões:';font-size:.76rem;color:var(--cinza);align-self:center;font-weight:600}
.q-chip{border:1.5px solid var(--borda);background:#fff;border-radius:99px;padding:6px 14px;font-size:.84rem;font-weight:700;cursor:pointer;color:var(--grafite);font-family:inherit;transition:.2s}
.q-chip:hover{border-color:var(--vermelho);color:var(--vermelho)}
.q-erro{color:#C42B1C;font-size:.8rem;font-weight:600;margin:4px 0 8px}
.q-consent{display:flex;gap:10px;align-items:flex-start;background:var(--cinza-claro);border-radius:12px;padding:14px;font-size:.84rem;color:var(--grafite);cursor:pointer;margin-top:4px}
.q-consent input{width:20px;height:20px;accent-color:var(--vermelho);flex-shrink:0;margin-top:1px}
.q-acoes{display:flex;gap:12px;justify-content:flex-end;margin-top:22px}
.q-acoes .btn{min-width:160px}
.q-voltar{background:#fff;color:var(--grafite);border:1.5px solid var(--borda)}
.q-voltar:hover{border-color:var(--grafite)}
.q-hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.q-sucesso{text-align:center;padding:10px 4px}
.q-check{width:76px;height:76px;border-radius:50%;background:#E7EFFF;display:flex;align-items:center;justify-content:center;margin:0 auto 18px}
.q-check svg{width:40px;height:40px;fill:#005BFC}
.q-sucesso h2{margin-bottom:8px}
.q-sucesso>p{color:var(--cinza);max-width:480px;margin:0 auto 20px}
.q-resumo{list-style:none;max-width:440px;margin:0 auto 24px;border:1px solid var(--borda);border-radius:12px;text-align:left}
.q-resumo li{display:flex;justify-content:space-between;gap:12px;padding:11px 16px;border-bottom:1px solid var(--borda);font-size:.92rem}
.q-resumo li:last-child{border-bottom:0}
.q-resumo span{color:var(--cinza)}
.q-wpp{font-size:1.08rem;padding:17px 34px}
.q-wpp svg{width:24px;height:24px;fill:#fff}
.q-obs{font-size:.84rem;color:var(--cinza);max-width:440px;margin:18px auto 10px}
.q-link{color:var(--vermelho);font-weight:700;font-size:.9rem}
.q-lado{background:var(--preto);color:#fff;border-radius:var(--raio);padding:30px;box-shadow:var(--sombra)}
.q-lado h3{font-size:1.15rem;margin-bottom:18px}
.q-lista{list-style:none;display:grid;gap:16px;margin-bottom:24px}
.q-lista li{display:flex;gap:12px}
.q-lista b{width:30px;height:30px;border-radius:50%;background:rgba(0,91,252,.25);color:#8FB3FF;display:flex;align-items:center;justify-content:center;flex-shrink:0;font-size:.9rem}
.q-lista strong{display:block;font-size:.95rem}
.q-lista span{font-size:.84rem;opacity:.72}
.q-selos{display:grid;gap:10px;border-top:1px solid rgba(255,255,255,.1);padding-top:20px}
.q-selos div{display:flex;align-items:center;gap:10px;font-size:.86rem;font-weight:600}
.q-selos svg{width:18px;height:18px;fill:#8FB3FF;flex-shrink:0}
.q-aviso{font-size:.72rem;opacity:.55;margin-top:18px}
@media(max-width:940px){.q-grid{grid-template-columns:1fr}}
@media(max-width:640px){
  .q-hero{padding:36px 5% 100px}
  .q-card{padding:22px 18px}
  .q-opcoes{grid-template-columns:1fr 1fr}
  .q-opcoes-3{grid-template-columns:1fr}
  .q-opcoes-3 .q-op-in{flex-direction:row;justify-content:center}
  .q-passo span{display:none}
  .q-passos{grid-template-columns:repeat(3,auto);justify-content:space-between}
  .q-acoes .btn{min-width:0;flex:1;padding:15px 12px}
  .linha2{grid-template-columns:1fr}
  .q-wpp{width:100%}
  .pg-simular .wpp-float{display:none}
}

/* =====================================================================
   HOME v2 (set/2026): hero com carta, como funciona, vantagens, comparador
   ===================================================================== */
.header-ghost{color:#fff !important;font-weight:700;padding:9px 20px;border-radius:99px;font-size:.9rem;border:1.5px solid rgba(255,255,255,.35);opacity:1 !important;transition:.2s}
.header-ghost:hover{background:rgba(255,255,255,.1)}
@media(max-width:980px){nav .header-ghost{text-align:center;margin-top:16px;border:1.5px solid rgba(255,255,255,.35)}}

.h2-hero{padding:28px 4% 44px}
.h2-painel{max-width:1240px;margin:0 auto;background:var(--preto);color:#fff;border-radius:32px;padding:clamp(40px,7vw,96px) clamp(26px,6vw,88px);display:grid;grid-template-columns:1.15fr .85fr;gap:40px;align-items:center;overflow:hidden;position:relative}
.h2-texto h1{font-size:clamp(2.7rem,6.4vw,5.2rem);line-height:1.02;letter-spacing:-.025em;font-weight:700;margin-bottom:26px;max-width:11ch}
.h2-destaque{display:inline-block;font-size:clamp(1.25rem,2.2vw,1.6rem);font-weight:600;text-decoration:underline;text-decoration-color:var(--vermelho);text-decoration-thickness:4px;text-underline-offset:8px;margin-bottom:18px}
.h2-apoio{font-size:1.08rem;opacity:.9;max-width:44ch;margin-bottom:40px}
.h2-ctas{display:flex;gap:14px;flex-wrap:wrap}
.h2-ctas .btn-ghost{border-color:rgba(255,255,255,.3)}

.h2-carta{position:relative;justify-self:center;width:min(360px,100%);aspect-ratio:1/1;display:flex;align-items:center;justify-content:center}
.h2-carta::before{content:"";position:absolute;inset:4%;border-radius:50%;background:var(--vermelho)}
.carta{position:relative;z-index:2;width:88%;background:#fff;color:var(--preto);border-radius:22px;padding:24px 24px 22px;box-shadow:0 30px 60px rgba(0,0,0,.35);transform:rotate(-6deg)}
.carta-fundo{position:absolute;z-index:1;height:62%;background:#CFE0FF;transform:rotate(5deg) translate(10px,6px);box-shadow:none}
.carta-topo{display:flex;justify-content:space-between;align-items:center;margin-bottom:18px}
.carta-topo img{border-radius:8px}
.carta-rot{font-size:.85rem;font-weight:600;color:var(--cinza)}
.carta-valor{font-size:clamp(1.9rem,3.4vw,2.4rem);font-weight:700;letter-spacing:-.02em;line-height:1}
.carta-bem{font-size:.9rem;color:var(--cinza);margin:6px 0 18px}
.carta-linha{display:grid;grid-template-columns:1.4fr 1fr;gap:12px;border-top:1px dashed var(--borda);padding-top:14px;margin-bottom:16px}
.carta-linha span{display:block;font-size:.74rem;color:var(--cinza)}
.carta-linha strong{font-size:1rem}
.carta-chips{display:flex;gap:8px;flex-wrap:wrap}
.carta-chips span{background:var(--vermelho-claro);color:var(--vermelho);font-weight:700;font-size:.76rem;padding:5px 12px;border-radius:99px}
@media(prefers-reduced-motion:no-preference){
  .carta:not(.carta-fundo){animation:cartaEntra .9s cubic-bezier(.2,.8,.2,1) both .15s}
  @keyframes cartaEntra{from{opacity:0;transform:rotate(-14deg) translateY(40px)}to{opacity:1;transform:rotate(-6deg)}}
}
@media(max-width:900px){
  .h2-painel{grid-template-columns:1fr;border-radius:24px}
  .h2-carta{width:min(300px,86%);margin-top:8px}
}

/* Como funciona */
.cf{padding-top:64px}
.cf-grid{max-width:1240px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:28px;align-items:start}
.cf-esq{display:grid;gap:28px}
.cf-titulo{display:flex;align-items:center;justify-content:space-between;gap:20px;background:var(--vermelho-claro);border-radius:28px;padding:40px 36px;min-height:210px;transition:background .2s}
.cf-titulo:hover{background:#DBE6FF}
.cf-titulo h2{margin:0;font-size:clamp(1.7rem,3vw,2.3rem);max-width:14ch}
.cf-seta{flex-shrink:0;width:60px;height:60px;border-radius:50%;background:#fff;display:flex;align-items:center;justify-content:center}
.cf-seta svg{width:28px;height:28px;fill:var(--vermelho)}
.cf-foto{border-radius:28px;width:100%;aspect-ratio:4/3;object-fit:cover}
.cf-passos{list-style:none;display:grid;gap:28px}
.cf-passos li{border:1px solid var(--borda);border-radius:28px;padding:34px 36px}
.cf-passos b{display:block;font-size:1.2rem;margin-bottom:10px}
.cf-passos h3{font-size:1.3rem;line-height:1.25;margin-bottom:12px}
.cf-passos p{color:var(--cinza);font-size:.98rem}
@media(max-width:900px){.cf-grid{grid-template-columns:1fr}.cf-foto{display:none}.cf-titulo{min-height:0;padding:30px 26px}.cf-passos li{padding:28px 24px}}

/* Vantagens */
.vt{padding-top:24px}
.vt-bloco{max-width:1240px;margin:0 auto 22px;background:var(--vermelho-claro);border-radius:28px;padding:44px 40px;display:grid;grid-template-columns:1fr 1fr 1fr;gap:36px}
.vt-bloco h2{font-size:clamp(1.7rem,3vw,2.3rem);margin:0;max-width:12ch}
.vt-ic{width:52px;height:52px;border-radius:50%;background:#fff;display:flex;align-items:center;justify-content:center;margin-bottom:16px}
.vt-ic svg{width:24px;height:24px;fill:var(--vermelho)}
.vt-item h3{font-size:1.2rem;line-height:1.25;margin-bottom:10px}
.vt-item p{color:var(--grafite);font-size:.97rem}
.vt-cta{display:flex;max-width:1240px;margin:0 auto;width:100%}
@media(max-width:900px){.vt-bloco{grid-template-columns:1fr;padding:32px 24px;gap:28px}}

/* Comparador */
.cp{background:#fff;padding-top:56px}
.cp-topo{text-align:center;max-width:760px;margin:0 auto 30px}
.cp-topo h2{font-size:clamp(1.8rem,3.6vw,2.7rem);letter-spacing:-.015em}
.cp-topo p{color:var(--cinza)}
.cp-slider{max-width:460px;margin:0 auto 26px;text-align:center}
.cp-slider input{width:100%;accent-color:var(--vermelho);height:28px;cursor:pointer}
.cp-slider output{display:block;font-size:1.5rem;font-weight:700;margin-top:6px}
.cp-tabela{max-width:820px;margin:0 auto;border:1px solid var(--borda);border-radius:28px;overflow:hidden}
.cp-lin{display:grid;grid-template-columns:1fr 1.15fr 1.15fr;align-items:center;border-top:1px solid var(--borda);min-height:68px}
.cp-lin:first-child{border-top:0}
.cp-lin span{padding:16px 22px;text-align:center;font-weight:600}
.cp-lin span:first-child{text-align:left;font-weight:700}
.cp-lin .cp-cons{color:var(--vermelho);background:#F3F6FB;align-self:stretch;display:flex;flex-direction:column;justify-content:center}
.cp-cab span{font-weight:700;line-height:1.3}
.cp-cab small{display:block;font-weight:500;font-size:.88rem;margin-top:4px}
.cp-economia{max-width:820px;margin:18px auto 0;background:var(--preto);color:#fff;border-radius:22px;padding:22px 26px;display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap}
.cp-economia span{opacity:.85}
.cp-economia strong{font-size:1.7rem;letter-spacing:-.01em}
.cp-nota{max-width:820px;margin:16px auto 30px;font-size:.78rem;color:var(--cinza);line-height:1.5}
@media(max-width:640px){
  .cp-lin{grid-template-columns:.9fr 1fr 1fr;min-height:60px}
  .cp-lin span{padding:12px 8px;font-size:.84rem}
  .cp-cab small{font-size:.74rem}
  .cp-tabela{border-radius:20px}
}
.carta-valor,.carta-linha strong{white-space:nowrap}
@media(max-width:480px){
  .carta{padding:20px 18px}
  .carta-valor{font-size:1.75rem}
  .carta-linha{grid-template-columns:1fr auto}
  .h2-carta{width:100%}
}

/* ===== SIMULACAO NA TELA (tela final do simular.html) ===== */
.q-pronta{display:inline-flex;align-items:center;gap:6px;background:#E7EFFF;color:#1F7A45;font-weight:700;font-size:.8rem;padding:6px 14px;border-radius:99px;margin-bottom:14px}
.q-pronta svg{width:16px;height:16px;fill:currentColor}
.q-sucesso h2{max-width:520px;margin:0 auto 22px;line-height:1.2}
.q-sim{max-width:460px;margin:0 auto 22px;border-radius:20px;overflow:hidden;text-align:left;background:#fff;border:1px solid var(--borda);box-shadow:var(--sombra)}
.q-sim-topo{display:flex;align-items:center;gap:12px;padding:16px 20px;background:linear-gradient(135deg,var(--vermelho),var(--vermelho-escuro));color:#fff}
.q-sim-ico{width:44px;height:44px;border-radius:12px;background:rgba(255,255,255,.16);display:flex;align-items:center;justify-content:center;flex-shrink:0}
.q-sim-ico svg{width:26px;height:26px;fill:#fff}
.q-sim-topo small{display:block;font-size:.76rem;opacity:.85}
.q-sim-topo strong{font-size:1.15rem}
.q-sim-parcela{padding:22px 20px 18px;text-align:center;border-bottom:1px dashed var(--borda)}
.q-sim-parcela small{display:block;font-size:.8rem;color:var(--cinza);font-weight:600;text-transform:uppercase;letter-spacing:.04em}
.q-sim-parcela strong{display:block;font-size:2.6rem;line-height:1.1;color:var(--vermelho);margin:6px 0 4px;letter-spacing:-.02em}
.q-sim-parcela strong em{font-style:normal;font-size:1rem;color:var(--cinza);font-weight:600;margin-left:4px;letter-spacing:0}
.q-sim-parcela span{font-size:.82rem;color:var(--cinza)}
.q-sim-dados{display:grid;grid-template-columns:repeat(3,1fr);margin:0}
.q-sim-dados div{padding:14px 12px;text-align:center;border-right:1px solid var(--borda)}
.q-sim-dados div:last-child{border-right:0}
.q-sim-dados dt{font-size:.74rem;color:var(--cinza);margin-bottom:4px}
.q-sim-dados dd{margin:0;font-weight:700;font-size:.98rem;color:var(--preto)}
.q-sim-aviso{margin:0;padding:12px 18px;background:var(--cinza-claro);font-size:.72rem;line-height:1.45;color:var(--cinza);text-align:center}
.q-sim-cta{color:var(--cinza);max-width:460px;margin:0 auto 18px;font-size:.95rem}
@media (max-width:520px){
  .q-sim-parcela strong{font-size:2.2rem}
  .q-sim-dados div{padding:12px 6px}
  .q-sim-dados dd{font-size:.88rem}
}

/* ===== CredFort: cabeçalho claro, logo e home nova (design system CredFort) ===== */
body{letter-spacing:-.005em}
h1,h2,h3{letter-spacing:-.03em}
.marca-logo{height:32px;width:auto}
header{background:#fff;border-bottom:1px solid var(--borda);backdrop-filter:none}
nav a{color:var(--preto);font-weight:500;opacity:1}
nav a:hover{color:var(--vermelho)}
nav a.ativo{color:var(--vermelho)}
.header-ghost{color:var(--preto) !important}
.hamburguer span{background:var(--preto)}
@media(max-width:980px){
  nav{background:#fff;border-bottom:1px solid var(--borda)}
  nav a{border-bottom:1px solid var(--borda)}
}
a:focus-visible,button:focus-visible,video:focus-visible,summary:focus-visible{outline:2px solid var(--vermelho);outline-offset:2px}
.btn-vermelho,.header-cta{box-shadow:none}
.btn-vermelho:hover{transform:none}

/* hero: foto reta com véu à esquerda */
.cf-hero{position:relative;overflow:hidden;min-height:min(640px,78vh);display:flex;align-items:center;padding:64px 5% 96px;color:#fff;background:#061A45}
.cf-hero::before{content:'';position:absolute;top:0;right:0;bottom:0;width:62%;background:url('fotos/1609220136736-443140cffec6.jpg') center 28%/cover no-repeat}
.cf-hero::after{content:'';position:absolute;top:0;bottom:0;left:38%;width:26%;background:linear-gradient(90deg,#061A45 0%,rgba(6,26,69,0) 100%)}
.cf-hero-texto{position:relative;z-index:1;width:100%;max-width:1180px;margin:0 auto}
.cf-hero h1{font-size:clamp(2.6rem,5.4vw,4.5rem);line-height:1;font-weight:700;letter-spacing:-.04em;max-width:11ch;color:#fff}
.cf-hero p{font-size:clamp(1.05rem,1.6vw,1.25rem);line-height:1.5;max-width:24em;margin:22px 0 30px;color:#fff}

/* selo que cruza a foto */
.cf-selo{position:relative;z-index:2;display:grid;grid-template-columns:1fr 1fr;max-width:620px;margin:-44px auto 0;background:#fff;border:1px solid var(--borda);border-radius:16px;box-shadow:0 8px 24px -4px #061a4529}
.cf-selo>div{display:flex;align-items:center;gap:12px;padding:18px 22px;line-height:1.25;font-size:.95rem;color:var(--cinza)}
.cf-selo>div+div{border-left:1px solid var(--borda)}
.cf-selo strong{display:block;color:var(--preto);font-weight:700;font-size:1rem}
.cf-selo-logo{width:40px;height:40px;flex:none;border-radius:8px}
.cf-selo svg{width:32px;height:32px;flex:none;fill:none;stroke:var(--vermelho);stroke-width:2;stroke-linecap:round;stroke-linejoin:round}

/* produtos em sanfona */
.cf-produtos{background:#061A45;color:#fff;margin-top:-44px;padding:124px 5% 88px}
.cf-produtos-in{max-width:1180px;margin:0 auto}
.cf-produtos h2{font-size:clamp(1.9rem,3.6vw,2.75rem);line-height:1.05;font-weight:700;color:#fff}
.cf-produtos-sub{color:#CFE0FF;font-size:1.1rem;margin-bottom:34px}
.cf-sanfona{display:flex;gap:14px;height:460px}
.cf-item{position:relative;flex:1 1 0;min-width:0;overflow:hidden;border-radius:24px;background:#0A2A6B;transition:flex-grow .35s ease}
.cf-item.aberto{flex-grow:3.2}
.cf-item img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.cf-item::after{content:'';position:absolute;inset:0;background:linear-gradient(180deg,rgba(6,26,69,.62) 0%,rgba(6,26,69,.18) 38%,rgba(6,26,69,.78) 100%);pointer-events:none}
.cf-item.aberto::after{background:linear-gradient(180deg,rgba(6,26,69,.62) 0%,rgba(6,26,69,.28) 32%,rgba(6,26,69,.9) 100%)}
.cf-item-abre{position:absolute;z-index:2;inset:0;width:100%;display:flex;flex-direction:column;justify-content:space-between;align-items:flex-start;padding:22px;background:none;border:0;border-radius:24px;color:#fff;font:inherit;font-size:1.3rem;font-weight:600;letter-spacing:-.02em;text-align:left;cursor:pointer}
.cf-item-abre i{position:relative;width:48px;height:48px;border-radius:50%;border:1.5px solid #fff;align-self:center;transition:.2s}
.cf-item-abre:hover i{background:#fff}
.cf-item-abre:hover i::before,.cf-item-abre:hover i::after{background:#061A45}
.cf-item-abre i::before,.cf-item-abre i::after{content:'';position:absolute;left:50%;top:50%;width:18px;height:2px;margin:-1px 0 0 -9px;background:#fff}
.cf-item-abre i::after{transform:rotate(90deg)}
.cf-item.aberto .cf-item-abre{font-size:2rem;font-weight:400;letter-spacing:-.03em;cursor:default;bottom:auto;height:auto;width:auto;pointer-events:none}
.cf-item.aberto .cf-item-abre i{display:none}
.cf-item-info{position:absolute;z-index:3;left:22px;right:22px;bottom:22px;color:#fff;opacity:0;visibility:hidden;transition:opacity .2s}
.cf-item.aberto .cf-item-info{opacity:1;visibility:visible;transition-delay:.15s}
.cf-item-info p{font-size:1.05rem;line-height:1.35;margin-bottom:4px;color:#fff}
.cf-item-info b{font-weight:700}
.cf-item-ctas{display:flex;align-items:center;gap:18px;margin-top:16px;flex-wrap:wrap}
.cf-item-ctas .btn{padding:12px 28px}
.cf-mais{color:#fff;font-weight:600;text-decoration:underline;text-underline-offset:3px}
.cf-letra{color:#B7C6E4;font-size:.8rem;line-height:1.5;margin-top:20px;max-width:760px}
@media(max-width:820px){
  .cf-sanfona{flex-direction:column;height:auto}
  .cf-item{flex:none;height:92px;transition:height .3s ease}
  .cf-item.aberto{height:340px}
  .cf-item-abre{flex-direction:row;align-items:center;padding:0 20px}
  .cf-item-abre i{align-self:center;width:40px;height:40px}
  .cf-item.aberto .cf-item-abre{padding:20px;font-size:1.7rem}
}

/* vídeos */
.cf-videos{display:grid;grid-template-columns:1fr 1.25fr;gap:56px;align-items:center;max-width:1180px;margin:0 auto;padding:88px 5%}
.cf-videos-txt h2{font-size:clamp(1.9rem,3.6vw,2.75rem);line-height:1.05;font-weight:700}
.cf-videos-txt p{color:var(--cinza);font-size:1.15rem;line-height:1.5;margin:14px 0 30px}
.cf-numeros{display:grid;grid-template-columns:auto 1fr;gap:32px;margin-bottom:32px}
.cf-numeros strong{display:block;font-size:clamp(1.5rem,2.4vw,2rem);line-height:1.05;font-weight:600;letter-spacing:-.03em;margin-bottom:6px}
.cf-numeros span{color:var(--cinza);font-size:.95rem}
.cf-videos-par{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.cf-videos-par figure{margin:0}
.cf-videos-par video{display:block;width:100%;height:auto;aspect-ratio:9/16;background:#061A45;border-radius:16px;object-fit:cover}
.cf-videos-par figcaption{margin-top:10px;font-weight:600;font-size:.95rem}
@media(max-width:860px){
  .cf-videos{grid-template-columns:1fr;gap:34px;padding:64px 5%}
}
@media(max-width:600px){
  .cf-hero{min-height:0;align-items:flex-start;padding:40px 5% 340px}
  .cf-hero::before{top:auto;left:0;width:100%;height:310px;background-position:center 24%}
  .cf-hero::after{top:auto;bottom:230px;left:0;width:100%;height:80px;background:linear-gradient(180deg,#061A45 0%,rgba(6,26,69,0) 100%)}
  .cf-selo{grid-template-columns:1fr;margin:-52px 5% 0}
  .cf-selo>div{padding:13px 16px}
  .cf-selo>div+div{border-left:0;border-top:1px solid var(--borda)}
  .cf-produtos{margin-top:-96px;padding-top:150px}
}

/* simulador: parcelinha ou parcela cheia */
.q-forma{margin-top:18px}
.q-opcoes.q-opcoes-2{grid-template-columns:1fr 1fr}
.q-forma .q-op-in b{font-size:1.25rem;line-height:1.15;color:var(--preto)}
.q-forma .q-opcao input:checked + .q-op-in b{color:var(--vermelho)}
.sc .sc-parcela span#q-sim-parc-rot{line-height:1.2}